Who is Security Financial Services?

Residential Loans - We provide a variety of services that include home mortgages for a purchase, refinance, or debt consolidation.  We service Denver, Colorado Springs, and the rest of Colorado.  And if your needs require a loan for a property in another state; then we can assist you with a loan in any state. Click here to look at our current rates.  They do not always change daily. 

Commercial and SBA Loans - We also can assist your business with an SBA loan or other types of commercial loans. 

Private Equity Loans - Is your credit not in a position to help you get the loan that you need?  I have a pool of approximately 20 lenders that will lend money if the loan makes sense.  We have experience providing loans for athletes that need a loan based on the contract they have with their team. 

Why Choose SFS? - In regards to your home mortgage, we are different than most mortgage companies.  We provide you a free and complete mortgage and credit analysis so that you can see just how much money you are saving.  That is where our "tag-line" came from.  We want you to "Feel Secure With Your Mortgage."  Otherwise we have not done our job.  We also have the lowest rates you will find because we have key lenders that provide great rates and service for a variety of loans.  It is not how many lenders we do business with that is important, but who we do business with.

In regards to our commercial or private equity loans, it is all about the lenders we work with and knowing which private lenders like certain loans. We have special relationships with these lenders and we are direct to most of them.  Call us to discover the opportunities that await you.

Please be sure to check out our Blog - it is updated regularly!!

Market Conditions for the Week of June 7th, 2009

This week brings us the release of four pieces of data for the markets to digest. The most important news will be posted late in the week, so we may see the most movement in rates during those days. The first part of the week will likely be driven by stock market gains or losses.

The week's first but least important data is April's Goods and Services Trade Balance report Wednesday morning. This report gives us the size of the U.S. trade deficit and will be released at 8:30 AM. It isn't likely to cause much movement in the markets or mortgage rates, but nevertheless forecasters are expecting to see a $28.7 billion deficit.  Read more . . .

Read what is happening today . . . .

             




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Mid-Day Recap: Labor Reports Send Markets into Freefall
7/2/2009 10:23 AM
The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years. “The heavy loss of jobs in June is a warning...Read More
 
The Day Ahead: Markets Hesitant Ahead of Employment Data
7/2/2009 7:16 AM
Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month’s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbe...Read More
 
HARP Guidelines Allow for 125% LTV. Originators Still Skeptical
7/1/2009 4:52 PM
The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, w...Read More
 
Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications
7/1/2009 12:26 PM
A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(Read More
 
Mixed Data for Real Estate, ISM Index Improves
7/1/2009 9:53 AM
Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(Read More
 
Mortgage Applications Nosedive in Late June
7/1/2009 7:49 AM
Demand for mortgage loans simply plummeted in the final week of June, even as mortgage rates once again moderated, according to a weekly industry index. The Mortgage Bankers Association said the Market Composite Index, a measure of loan application volume...(Read More
 
The Day Ahead: Markets Optimistic Ahead of Big Day
7/1/2009 7:11 AM
The first trading session of the third quarter is a heavy one for markets. Just one day ahead of the June employment figures, markets will get the closely watched ISM Manufacturing Index, the Pending Home Sales Index, the ADP private employment report...(Read More
 
Fannie Mae Expands Portfolio, Delinquencies Rising
6/30/2009 9:02 AM
Fannie Mae, the mortgage goliath taken under government control last September, yesterday announced that its portfolio expanded by an annual rate of 35.1% in May, marking a stark contrast to the 19.2% decline in April. In its summary of monthly highlights...(Read More
 
Case-Shiller Says Pace of Home Price Declines Slowed in April
6/30/2009 8:52 AM
Contrary to expectations, the rapid decline of home prices showed signs of stabilization in April, according to the Case-Shiller Home Price Index, the most influential recorder of prices. The 10-city composite index, which looks at ten major metropolitan...(Read More
 
The Week Ahead: Holiday Shortened Calendar
6/29/2009 7:17 AM
The transition from June to July offers a packed schedule for investors. No data comes out Monday and Friday is a holiday, but the three days in between present key data and numerous speeches covering all fronts of the economy. The S&P 500 has gained...(Read More





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