Who is Security Financial Services?

Residential Loans - We provide a variety of services that include home mortgages for a purchase, refinance, or debt consolidation.  We service Denver, Colorado Springs, and the rest of Colorado.  And if your needs require a loan for a property in another state; then we can assist you with a loan in any state. Click here to look at our current rates.  During this turbulent economic times, rates can vary day to day and week to week.  Pay close attention to the bond market as that tends to reveal what will happen to mortgage rates. 

Commercial and SBA Loans - We also can assist your business with an SBA loan or other types of commercial loans.  We have a variety of lenders that can be used to tailor your needs.  Keep in mind that SBA and Commercial loans can take much longer than a home mortgage to close.

Private Equity Loans - Is your credit not in a position to help you get the loan that you need?  I have a pool of approximately 20 lenders that will lend money if the loan makes sense.  We have experience providing loans for athletes that need a loan based on the contract they have with their team. 

Why Choose SFS? - In regards to your home mortgage, we are different than most mortgage companies.  We provide you a free and complete mortgage and credit analysis so that you can see just how much money you are saving.  That is where our "tag-line" came from.  We want you to "Feel Secure With Your Mortgage."  Otherwise we have not done our job.  We also have the lowest rates you will find because we have key lenders that provide great rates and service for a variety of loans.  It is not how many lenders we do business with that is important, but who we do business with.

In regards to our commercial or private equity loans, it is all about the lenders we work with and knowing which private lenders like certain loans. We have special relationships with these lenders and we are direct to most of them.  Call us to discover the opportunities that await you.

Please be sure to check out our Blog - it is updated regularly!!

Market Conditions for the Week of March 7th, 2010

This week brings us the release of three economic releases for the bond and mortgage markets to digest along with 10-year Treasury Note and 30-year Bond auctions. All of the data will be posted the latter part of the week. Only one of the three reports is considered to be of high importance to the markets, so several days will likely be influenced more by stock trading and other factors than the economic news of the day. Read more . . .

Read what is happening today . . . .

             




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Explaining The MBS Settlement Process
3/9/2010 3:51 PM

Posted To: MBS Commentary

10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? S...Read More
 
Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings
3/9/2010 2:45 PM

Posted To: MND NewsWire

Commercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great d...Read More
 
HUD Enforcing Job Creation Requirements for State and Local Governments
3/9/2010 2:37 PM

Posted To: MND NewsWire

The Department of Housing and Urban Development (HUD) has released the results of the first stage of its increased oversight and enforcement of job creation requirements under Section 3 of the Housing and Urban Development Act of 1968. In a press release on Monday HUD said that more than 3,100 stat...Read More
 
MBS AFTERNOON: Potential Reprices For The Better
3/9/2010 2:01 PM

Posted To: MBS Commentary

MBS Off To The Races with 4.5's up 8 ticks to 101-15! 10yr up 5 ticks on the day dropping yield to 3.70 (through post auction resistance) Reprices for the better = highly likely From the Ninja: Mortgages are still on hold as today’s 3yr note auction held few surprises-eve...Read More
 
Risk Weighted Returns; Warehouse Lending Credit Manager Needed; Subprime Analysts Lost; Bank News
3/9/2010 1:56 PM

Posted To: The Garrett Watts Report

We commented last week how a lot of people didn’t know what HSBC stood for... If you go back to when they bought a bank in Buffalo, New York to established themselves in the U.S. The joke was that HSBC stood for "Holy ____, Buffalo's Cold.” City National Ba...Read More
 
MBS LUNCH: 3 Year Note Auction Results And Reaction
3/9/2010 12:19 PM

Posted To: MBS Commentary

Immediately following the 3yr Treasury Note auction, treasuries weakened while MBS held steady. Since then, MBS have lost a few ticks, but the 4.5 remains positive on the day, up 1 tick at 101-07. The 10yr note is also up a tick leaving the yield just under 3.72. The 10yr's pos...Read More
 
MBS MORNING: Fed President Reminds About Labor Market Weakness
3/9/2010 10:23 AM

Posted To: MBS Commentary

I am kinda bummed no one laughed at my Kathy Ireland reference in MBS OPEN . Her dress was so tight you could see her liver processing the booze (that's a rumor). I suppose I could have poked fun at Sarah Jessica Parker's "Queen of the Nile" get-up. Ugh. You guys ...Read More
 
Empty Econ Calendar Helps Mortgage Rates Hold Steady. Auctions Biggest Reprice Threat
3/9/2010 10:05 AM

Posted To: Mortgage Rate Watch

After last week’s rates roller coaster ride that forced multiple reprices for the better and the worse, yesterday was quite boring. Mortgage rates held steady as prices of mortgage backed securities never moved too far in either direction. With very little price volatility, l...Read More
 
Second Mortgages in the Spotlight; Reverse Repurchase Primer; My Opinion on Mortgage Rates After the Fed; Provident Cuts Interest Only
3/9/2010 9:29 AM

Posted To: Pipeline Press

Often I start the commentary off saying something witty, but I couldn't think of anything clever so I thought I'd suggest you take a look at this video about, of all things, seat belts. It is making the rounds, and with good reason. The Federal Reserve has a ...Read More
 
MBS OPEN: Flight to Quality in Light Trading Volume
3/9/2010 7:46 AM

Posted To: MBS Commentary

Good Morning. Happy Standardized Test Tuesday! My nephew has Maryland School Assessment tests today, we were pre-gaming this morning. I remember those days pretty well...mostly because they were so incredibly boring and slow. Also because the test's time slots subtracted from f...Read More





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