Who is Security Financial Services?

Residential Loans - We provide a variety of services that include home mortgages for a purchase, refinance, or debt consolidation.  We service Denver, Colorado Springs, and the rest of Colorado.  And if your needs require a loan for a property in another state; then we can assist you with a loan in any state. Click here to look at our current rates.  During this turbulent economic times, rates can vary day to day and week to week.  Pay close attention to the bond market as that tends to reveal what will happen to mortgage rates. 

Commercial and SBA Loans - We also can assist your business with an SBA loan or other types of commercial loans.  We have a variety of lenders that can be used to tailor your needs.  Keep in mind that SBA and Commercial loans can take much longer than a home mortgage to close.

Private Equity Loans - Is your credit not in a position to help you get the loan that you need?  I have a pool of approximately 20 lenders that will lend money if the loan makes sense.  We have experience providing loans for athletes that need a loan based on the contract they have with their team. 

Why Choose SFS? - In regards to your home mortgage, we are different than most mortgage companies.  We provide you a free and complete mortgage and credit analysis so that you can see just how much money you are saving.  That is where our "tag-line" came from.  We want you to "Feel Secure With Your Mortgage."  Otherwise we have not done our job.  We also have the lowest rates you will find because we have key lenders that provide great rates and service for a variety of loans.  It is not how many lenders we do business with that is important, but who we do business with.

In regards to our commercial or private equity loans, it is all about the lenders we work with and knowing which private lenders like certain loans. We have special relationships with these lenders and we are direct to most of them.  Call us to discover the opportunities that await you.

Market Conditions for Mortgage Rates

Mortgage rates are constantly changing based on economic conditons regarding consumer confidence, unemployment, the Fed and their meeting minutes, the stock market, and more. Visit our website daily to read what the market conditions are for each weekday.  Select the following link for more information.  Read more . . .

Read what is happening today . . . .

             




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MBS RECAP: 1/27/2012
1/27/2012 3:19 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-22 : +0-06 FNMA 4.0 105-19 : +0-04 FNMA 4.5 106-25 : +0-01 FNMA 5.0 107-30 : -0-02 GNMA 3.5 105-03 : +0-04 GNMA 4.0 107-23 : +0-02 GNMA 4.5 109-07 : -0-02 GNMA 5.0 110-24 : -0-08 FHLMC 3.5 103-16 : +0-06 FHLMC 4.0 105-11 : +...Read More
 
Mortgage Rates Improve For a 3rd Straight Day, Nearing All-Time Lows Again
1/27/2012 12:52 PM

Posted To: Mortgage Rate Watch

Mortgages Rates continued their march into better territory today, capping a 3 day effort of improvement following Wednesday's FOMC Announcement. At this point, rates have not only solidified their re-entry into 3.875% Best-Execution levels, but some lenders are once again competit...Read More
 
AG Holder Announces Structure of MBS Fraud Unit
1/27/2012 12:36 PM

Posted To: MND NewsWire

The formation of the Residential Mortgage-Backed Securities Working Group tasked with investigating mortgage fraud is now official. The new office, which will be part of the Administrations Financial Fraud Enforcement Task Force (FFETF) was first announced by President Obama in his State of the Uni...Read More
 
MBS End Week Near All Time Highs, But Benchmark Rally Momentum is Slowing
1/27/2012 11:55 AM

Posted To: MBS Commentary

The trading day is rapidly growing uneventful and charts suggest that quite a few market participants already have one or more feet out the door for the weekend. The only real pop of volume and volatility was seen around this morning's GDP report, which was generally a mild boon to...Read More
 
MBS MID-DAY: 1/27/2012
1/27/2012 10:19 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-18 : +0-02 FNMA 4.0 105-17 : +0-02 FNMA 4.5 106-25 : +0-00 FNMA 5.0 108-01 : +0-01 GNMA 3.5 104-31 : +0-01 GNMA 4.0 107-21 : +0-00 GNMA 4.5 109-06 : -0-03 GNMA 5.0 110-30 : -0-02 FHLMC 3.5 103-12 : +0-02 FHLMC 4.0 105-09 :...Read More
 
LPS: Mortgage Originations Among Highest Quality Ever in 2010-2011
1/27/2012 10:15 AM

Posted To: MND NewsWire

The Lender Processing Services (LPS) Mortgage Monitor Report for December show improvement in a number of the metrics it tracks. Many measures of delinquency rates are down, inventories are clearing in some states, and recent loan originations are "among the best quality on record." The overall del...Read More
 
What Should the Government do to Address the Inventory of Foreclosed Properties?
1/27/2012 9:06 AM

Posted To: Voice of Housing

Economists calculate that the decline in home prices has cost American homeowners approximately $7 trillion in home equity. Compounding this problem is the fact that the inventory of homes available for sale remains high and there is potential for a significant vo...Read More
 
California Says "No Thanks"; FHA Compare Ratio, and Lender FHA Changes not to be Ignored
1/27/2012 8:44 AM

Posted To: Pipeline Press

"The trouble with quotes on the internet is that it's difficult to determine whether or not they are genuine." So said Abraham Lincoln. But here is one I received yesterday from Steve S., the president of Residential Mortgage Group in Minnesota: "In thinking about th...Read More
 
The Day Ahead: GDP, Consumer Sentiment, and Euro Headline Potential
1/27/2012 6:56 AM

Posted To: MBS Commentary

Volume in the overnight session was just under recent averages but respectable overall. 10yr Treasuries rose as high as 1.9681 after a relatively strong Italian debt auction. Beyond that, there was no major driver of trade as it seems bond markets have opted to shy away from overly...Read More
 
MBS RECAP: 1/26/2012
1/26/2012 3:19 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-14 : +0-13 FNMA 4.0 105-14 : +0-08 FNMA 4.5 106-23 : +0-06 FNMA 5.0 107-31 : +0-06 GNMA 3.5 104-29 : +0-15 GNMA 4.0 107-20 : +0-10 GNMA 4.5 109-08 : +0-08 GNMA 5.0 110-32 : +0-08 FHLMC 3.5 103-08 : +0-13 FHLMC 4.0 105-07 : +...Read More





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