Who is Security Financial Services?

Residential Loans - We provide a variety of services that include home mortgages for a purchase, refinance, or debt consolidation.  We service Denver, Colorado Springs, and the rest of Colorado.  And if your needs require a loan for a property in another state; then we can assist you with a loan in any state. Click here to look at our current rates.  During this turbulent economic times, rates can vary day to day and week to week.  Pay close attention to the bond market as that tends to reveal what will happen to mortgage rates. 

Commercial and SBA Loans - We also can assist your business with an SBA loan or other types of commercial loans.  We have a variety of lenders that can be used to tailor your needs.  Keep in mind that SBA and Commercial loans can take much longer than a home mortgage to close.

Private Equity Loans - Is your credit not in a position to help you get the loan that you need?  I have a pool of approximately 20 lenders that will lend money if the loan makes sense.  We have experience providing loans for athletes that need a loan based on the contract they have with their team. 

Why Choose SFS? - In regards to your home mortgage, we are different than most mortgage companies.  We provide you a free and complete mortgage and credit analysis so that you can see just how much money you are saving.  That is where our "tag-line" came from.  We want you to "Feel Secure With Your Mortgage."  Otherwise we have not done our job.  We also have the lowest rates you will find because we have key lenders that provide great rates and service for a variety of loans.  It is not how many lenders we do business with that is important, but who we do business with.

In regards to our commercial or private equity loans, it is all about the lenders we work with and knowing which private lenders like certain loans. We have special relationships with these lenders and we are direct to most of them.  Call us to discover the opportunities that await you.

Market Conditions for Mortgage Rates

Mortgage rates are constantly changing based on economic conditons regarding consumer confidence, unemployment, the Fed and their meeting minutes, the stock market, and more. Visit our website daily to read what the market conditions are for each weekday.  Select the following link for more information.  Read more . . .

Read what is happening today . . . .

             




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MBS RECAP: 2/7/2012
2/7/2012 3:17 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-23 : -0-04 FNMA 4.0 105-18 : -0-04 FNMA 4.5 106-23 : -0-04 FNMA 5.0 107-32 : -0-05 GNMA 3.5 105-05 : -0-02 GNMA 4.0 107-28 : -0-01 GNMA 4.5 109-04 : -0-03 GNMA 5.0 110-29 : -0-04 FHLMC 3.5 103-13 : -0-05 FHLMC 4.0 105-06 : -...Read More
 
House Committee Acts on Bill to Protect FHA Fund
2/7/2012 3:11 PM

Posted To: MND NewsWire

A sub-committee of the House Financial Services committee today approved the FHA Emergency Solvency Act which is intended to shore up the finances of the Federal Housing Administration (FHA). The legislation strengthens FHA's Mortgage Insurance Fund by establishing minimum annual premiums for mortg...Read More
 
Mortgage Rates Slightly Higher as Greece, Auctions Weigh on Markets
2/7/2012 2:47 PM

Posted To: Mortgage Rate Watch

Although the recently confirmed 3.875% Best-Execution level remains intact for 30yr fixed, conventional loans, Mortgages Rates moved slightly higher today in terms of the costs required to obtain those rates. Weakness in Treasuries today was more pronounced than MBS, the "mortgage-...Read More
 
MBS Relative Performance and Bond Duration - An Intro
2/7/2012 2:06 PM

Posted To: Secondary Markets

MBS went through an interesting Employment Friday.  I know it’s hard to remember back after a long weekend (especially for N.E. fans), but the bond market sold off pretty substantially on Friday after a better-than-expected employment report.&nbs...Read More

 
MBS and Treasuries Battling Back After 3yr Auction, Greece News
2/7/2012 1:31 PM

Posted To: MBS Commentary

Bond markets had already been trending into negative territory leading up to today's 3yr auction, but took a turn for the worse afterwards with some help from a few newswires out of Greece. All that is detailed in the following alert from MBS Live. 3 Year Auction Moves The Whole St...Read More
 
Majority of States Reported on Board with Robo-Signing Settlement
2/7/2012 10:29 AM

Posted To: MND NewsWire

Details are still sketchy, but apparently a settlement has been agreed upon between five major banks and a majority of the states' attorneys general. The settlement involves Bank of America, Wells Fargo, Citigroup, JPMorgan Chase, and Ally Financial and arises out of charges that the banks and thei...Read More
 
MBS MID-DAY: 2/7/2012
2/7/2012 10:17 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-17 : -0-10 FNMA 4.0 105-15 : -0-07 FNMA 4.5 106-23 : -0-05 FNMA 5.0 108-00 : -0-04 GNMA 3.5 104-32 : -0-08 GNMA 4.0 107-21 : -0-08 GNMA 4.5 109-02 : -0-05 GNMA 5.0 110-27 : -0-05 FHLMC 3.5 103-08 : -0-10 FHLMC 4.0 105-03 :...Read More
 
Google Ends Mortgage Ads; Streamlines to be Nixed from FHA Compare Ratios; Servicing Agreement Bumping Along
2/7/2012 10:00 AM

Posted To: Pipeline Press

This is Black (African-American) History Month. The event began as Black History Week in 1926. For many years, the second week of February was set aside for this celebration to coincide with the birthdays of abolitionist/editor Frederick Douglass and Abraham Lincoln ...Read More
 
The Day Ahead: Relatively Insignificant Scheduled Events
2/7/2012 6:59 AM

Posted To: MBS Commentary

There are all sorts of ways to divide market moving information into different categories. One of our favorites is also one of the most broad: scheduled vs unscheduled. At first glance, it might seem a bit odd to classify something scheduled as "market moving information" before it...Read More
 
January Housing Scorecard Released by HUD, Treasury
2/6/2012 3:41 PM

Posted To: MND NewsWire

The Departments of Housing and Urban Development (HUD) and Treasury issued the administration's January Housing Scorecard on Monday. The report is essentially a summary of data on housing and housing finance released by public and private sources over the previous month and/or quarter. Most of the ...Read More





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