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Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  • Security Financial Services Credit Authorization Form
  • Copies of checking and savings accounts statements for the past two months
  • Your 2 most recent paycheck stubs
  • Last 2 years W-2 forms
  • If self emplouyed ncome tax returns for the past two years to verify your income and proof of employment
  • Residence history for the past two years
  • If purchase sales contract for the purchase of a new home
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association
  • If refinance current copy of homeowners insurnace policy that shows annual premium and renewal date
  • If refinance most current mortgage statement
  • If multiple propeties are owned a copy of each mortgage statement to verify payment and if mortgage includes escrows of taxes and insurance

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