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Colorado Conforming Loan Limits in 2021 For All Counties

Below is information that includes all Colorado county conforming loan limits for 2021. Any home loan that exceeds the maximum amounts provided below are considered a Jumbo Mortgage.

The 2021 conforming loan limit for the majority of counties in Colorado is set at $548,250, an increase over 2020’s cap of $510,400. In the higher cost counties of Colorado, the single-family loan limits in 2021 will be higher, as is outlined in the chart below. Most of the Denver metro counties limit for these more expensive and high cost counties is $596,850 for a typically Single family Residence or Condo/Townhome that is one unit and not a duplex, triplex, or 4-plex.

The table below shows conforming loan limits for all Colorado counties and for all unit types. Keep in mind that a single-family residence is referred to as a 1-unit property below, so if you are thinking of buying a single-family home in 2021, refer to the 1-unit column below. Duplexes are referred to as 2-unit properties, triplexes are referred to as 3-unit properties, and multi-plexes are referred to as 4-unit properties below.

County Name 1-Unit 2-Units 3-Units 4-Units
ADAMS $596,850 $764,050 $923,600 $1,147,800
ALAMOSA $548,250 $702,000 $848,500 $1,054,500
ARAPAHOE $596,850 $764,050 $923,600 $1,147,800
ARCHULETA $548,250 $702,000 $848,500 $1,054,500
BACA $548,250 $702,000 $848,500 $1,054,500
BENT $548,250 $702,000 $848,500 $1,054,500
BOULDER $654,350 $837,700 $1,012,550 $1,258,400
BROOMFIELD $596,850 $764,050 $923,600 $1,147,800
CHAFFEE $548,250 $702,000 $848,500 $1,054,500
CHEYENNE $548,250 $702,000 $848,500 $1,054,500
CLEAR CREEK $596,850 $764,050 $923,600 $1,147,800
CONEJOS $548,250 $702,000 $848,500 $1,054,500
COSTILLA $548,250 $702,000 $848,500 $1,054,500
CROWLEY $548,250 $702,000 $848,500 $1,054,500
CUSTER $548,250 $702,000 $848,500 $1,054,500
DELTA $548,250 $702,000 $848,500 $1,054,500
DENVER $596,850 $764,050 $923,600 $1,147,800
DOLORES $510,400 $702,000 $848,500 $1,054,500
DOUGLAS $596,850 $764,050 $923,600 $1,147,800
EAGLE $822,250 $1,052,650 $1,272,400 $1,581,300
ELBERT $596,850 $764,050 $923,600 $1,147,800
EL PASO $548,250 $702,000 $848,500 $1,054,500
FREMONT $548,250 $702,000 $848,500 $1,054,500
GARFIELD $765,600 $980,325 $1,184,925 $1,472,550
GILPIN $596,850 $764,050 $923,600 $1,147,800
GRAND $548,250 $702,000 $848,500 $1,054,500
GUNNISON $548,250 $702,000 $848,500 $1,054,500
HINSDALE $548,250 $702,000 $848,500 $1,054,500
HUERFANO $548,250 $702,000 $848,500 $1,054,500
JACKSON $548,250 $702,000 $848,500 $1,054,500
JEFFERSON $596,850 $764,050 $923,600 $1,147,800
KIOWA $548,250 $702,000 $848,500 $1,054,500
KIT CARSON $548,250 $702,000 $848,500 $1,054,500
LAKE $625,500 $800,775 $967,950 $1,202,925
LA PLATA $548,250 $702,000 $848,500 $1,054,500
LARIMER $548,250 $702,000 $848,500 $1,054,500
LAS ANIMAS $548,250 $702,000 $848,500 $1,054,500
LINCOLN $548,250 $702,000 $848,500 $1,054,500
LOGAN $548,250 $702,000 $848,500 $1,054,500
MESA $548,250 $702,000 $848,500 $1,054,500
MINERAL $548,250 $702,000 $848,500 $1,054,500
MOFFAT $548,250 $702,000 $848,500 $1,054,500
MONTEZUMA $548,250 $702,000 $848,500 $1,054,500
MONTROSE $548,250 $702,000 $848,500 $1,054,500
MORGAN $548,250 $702,000 $848,500 $1,054,500
OTERO $548,250 $702,000 $848,500 $1,054,500
OURAY $548,250 $702,000 $848,500 $1,054,500
PARK $596,850 $764,050 $923,600 $1,147,800
PHILLIPS $548,250 $702,000 $848,500 $1,054,500
PITKIN $765,600 $980,325 $1,184,925 $1,472,550
PROWERS $548,250 $702,000 $848,500 $1,054,500
PUEBLO $548,250 $702,000 $848,500 $1,054,500
RIO BLANCO $548,250 $702,000 $848,500 $1,054,500
RIO GRANDE $548,250 $702,000 $848,500 $1,054,500
ROUTT $678,500 $868,600 $1,049,950 $1,304,850
SAGUACHE $548,250 $702,000 $848,500 $1,054,500
SAN JUAN $548,250 $702,000 $848,500 $1,054,500
SAN MIGUEL $625,500 $800,775 $967,950 $1,202,925
SEDGWICK $548,250 $702,000 $848,500 $1,054,500
SUMMIT $822,375 $1,053,000 $1,272,750 $1,581,750
TELLER $548,250 $702,000 $848,500 $1,054,500
WASHINGTON $548,250 $702,000 $848,500 $1,054,500
WELD $548,250 $702,000 $848,500 $1,054,500
YUMA $548,250 $702,000 $848,500 $1,054,500
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